💰 Get Your Free First Car Budget Calculator

See what your first car will actually cost in the first year

Includes insurance, tax and other hidden costs

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Detailed Cost Calculator

A comprehensive spreadsheet that factors in insurance groups, location, road tax, MOT, fuel and maintenance

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Budget Reality Check

Find out if you can actually afford the car before you buy it

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Easy to Use

Open with Google Sheets or Excel, fill in your details and see how different options affect the cost

What's Inside the Calculator

A simple but comprehensive tool that calculates your real first-year car costs

💸 Insurance Estimator

  • ✓ Insurance group
  • ✓ Black box
  • ✓ Location

⛽ Running Costs

  • ✓ Fuel costs by mileage
  • ✓ Maintenance budget
  • ✓ Fuel